The 30-year fixed-rate mortgage barely budged this week, staying well below the 4 percent mark. “Rates held relatively flat this week,” says Freddie Mac Chief Economist Sean Becketti. “The 10-year Treasury yield fell just 1 basis point, while the 30-year mortgage rate remained unchanged at 3.83 percent.”

Freddie Mac reported the following national averages with mortgage rates for the week ending Sept. 28:

• 30-year fixed-rate mortgages: averaged 3.83 percent, with an average 0.6 point, holding the same as last week. Last year at this time, 30-year rates averaged 3.42 percent.

• 15-year fixed-rate mortgages: averaged 3.13 percent, with an average 0.5 point, also holding the same average as last week. A year ago, 15-year rates averaged 2.72 percent.

• 5-year hybrid adjustable-rate mortgages: averaged 3.20 percent, with an average 0.5 point, up slightly from last week’s 3.17 percent average. A year ago, 5-year ARMs averaged 2.81 percent.

Source: Freddie Mac