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Carlos J Higareda | jones Blog

Saturday, January 19, 2019   /   by Carlos J Higareda

Will Lower Mortgage Rates Escalate Sales Gains?

January 18, 2019























The real estate industry will soon see what kind of impact weeks of declining mortgage rates have had on home sales. Will it provide the boost some experts are predicting?
Since early November, the 30-year fixed-rate mortgage has fallen nearly half a percentage point, from 4.94 percent to 4.45 percent, where it stood at the end of this week. This could provide an important incentive for potential home buyers to make a move. The 30-year rate, which didn’t budge in the latest week of reporting, was on a downward trend for six consecutive weeks prior. Existing-home sales in November were already bouncing back from unusually low volume in the summer months, gaining 1.9 percent month over month, due largely to stability in the overall economy, according to data from the National Association of REALTORS®. But when NAR’s data for December existing-home sales is released Tuesday, it may reveal whether lowe ...

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Tuesday, January 15, 2019   /   by Carlos J Higareda

Household Tools That Cause the Most Injuries

January 14, 2019










Homeowners could be putting themselves in more danger as they increasingly tackle home repairs themselves. Using common household tools can be dangerous, especially when it comes to ladders. Accidents involving ladders landed nearly 200,000 people in the emergency room last year, according to a new analysis from Porch.com, a home repair and maintenance website. 
Porch.com researchers analyzed data from the National Electronic Injury Surveillance System to determine which tools were responsible for the most emergency room visits. They found that hardware, such as nails, screws, and tacks, caused the second most injuries, accounting for 125,000 trips to the emergency room last year. Lawnmowers and power saws came in third and fourth, respectively, with a combined 170,000 injuries, the research showed.
Cleaning supplies can also pose some danger. Improperly mixing chemicals together sent more than 45,000 homeowners to the hospital ...

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Friday, January 11, 2019   /   by Carlos J Higareda

The Clients Shaping 2019 Housing: Women, Millennials, and Hispanics

January 10, 2019










The most popular names in transactions show that women, millennials, and Hispanics are shaping up as dominating forces in the housing market, according to a new analysis from realtor.com®. Ten of the top 20 and seven of the 10 fastest-growing buyer first names are mostly millennial female names, researchers found. Home deeds that contained predominantly millennial first names rose 5.3 percent year over year. Home sales associated with traditionally Hispanic first names increased 4.1 percent year over year.
Hannah, Austin, Alexis, Logan, and Taylor—three of which are predominantly female names—were the five fastest-growing first names on home sales deeds in 2018. Their frequency saw an average increase of 22 percent from 2017. However, the first names of Michael, John, David, James, and Robert remained the top five first names on sale deeds by sheer volume, but those names have decreased 3 to 5 percent since 2017 ...

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Wednesday, January 9, 2019   /   by Carlos J Higareda

Chinese Buyers Expand Their Reach in the U.S. Housing Market

January 9, 2019
















Chinese home buyers have been the top foreign buyers of residential housing in the U.S. for six consecutive years, and now they’re expanding their footprint beyond luxury markets to lower-priced tiers as well, the National Association of REALTORS® reports.


















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Chinese buyers in the U.S. have long had an appetite for million-dollar properties that they’re willing to pay all cash for. But recently, middle-class buyers from China are looking to snatch up lower-priced homes in the U.S. They’re also more often turning to mortgages to finance their purchases.


“The Chinese people still see the United States as a safe harbor where they can take their assets and park their money not only for their money but also for the future of their children,” Michi Olson, a real estate professional in San Francisco ...

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Friday, December 28, 2018   /   by Carlos J Higareda

Most Popular Cities for Millennials to Call Home

December 26, 2018













Millennials are choosing to plant roots in Salt Lake City, Minneapolis, and Pittsburgh at higher rates than in any other of the nation’s 50 largest metro areas, according to a new report by online marketplace LendingTree, which analyzed mortgage requests from January to November. “While millennials are often stereotyped as adolescents, the reality is that this generation is well into adulthood, with most between their early 20s and mid-30s,” according to the study. “This means that many of them are actively pursuing careers, having children, and buying homes.”


In Salt Lake City, millennials made the majority of total purchase requests—51 percent—between Jan. 1 and Nov. 25 this year. In Minneapolis and Pittsburgh, the percentage was 48 percent, according to the study. On the other hand, the fewest mortgage requests from millennials during the same time period were in Tampa, Fla., Las Vega ...

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Carlos Higareda
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Greenwood, IN 46143
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The source of the Licensed Listings is BLC® listing service. The Licensed Listings are confidential information of BLC® listing service. The BLC® listing information is provided by the Metropolitan Indianapolis Board of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2019 Metropolitan Indianapolis Board of REALTORS® All Rights Reserved. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.
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